Trailer interchange insurance
Pays for damage to a trailer you do not own while you are pulling it under a written interchange agreement.
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What it pays for
- Collision damage to an interchanged trailer
- Fire, theft, and vandalism to that trailer, on most policies
- Loss of use charges the trailer's owner bills you, on some policies
What it leaves out
- Trailers you pull without a written interchange agreement (ask about non-owned trailer cover)
- Your own trailers (that is physical damage)
- The freight inside
Who needs it
Carriers who swap trailers with other carriers, including intermodal and drop-and-hook work.
Requirements
Required by the interchange agreement you sign. The agreement usually names the minimum limit per trailer.
Common questions
Is trailer interchange the same as non-owned trailer coverage?
No. Trailer interchange applies only when there is a written interchange agreement. Non-owned trailer physical damage covers trailers you pull without one.