Tanker insurance
Liquid and bulk loads, from food-grade to fuel. Hazmat tankers carry far higher federal liability minimums.
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Where tanker claims come from
Hazmat exposure
Fuel and chemicals carry $1,000,000 to $5,000,000 federal liability minimums depending on the class.
Spills and cleanup
Pollution and cleanup costs after a spill can exceed the value of the truck and load combined.
Surge and rollover
Liquid surge makes partially loaded tankers more prone to rollover.
Usually on the policy
What underwriters ask
- Product hauled and hazmat class
- Tanker endorsement and driver experience
- Pollution coverage needs
- Safety rating and inspections
Common questions
What liability limit do fuel haulers need?
Federal rules require at least $1,000,000 for oil and many petroleum loads, and $5,000,000 for certain hazmat classes. Check the class of what you haul.
Does auto liability cover a fuel spill?
Not always fully. Pollution is often limited or excluded, so many tanker carriers add pollution coverage. Ask before you bind.

